ビジネス

We have created an "easy-to-understand" Covid-19 financial support for people in Japan (including foreigners)

Please check this video if you are interested (3:32)



Coronavirus Business Loans for Restaurant Owners

Special Loan for Businesses Affected by Coronavirus


•Low interest rate: ↓0.9% for the first 3 years, plus some business owners may apply ”free-of-interest loan” (if your sales is down more than 15%)

If you are a small business owner, you can use Marukei loan

（Up to 10 million yen, lowering interest rate to 0.9% in a separate loan frame)

Special countermeasure loan for hotels and restaurants affected by the change of business environment



---------------------------------------

You Can Apply If you:


1.Are running the business more than 3 months
2.Have the permanent resident visa
3.Can show most recent financial statement with the Tax Office stamp.

Freelancers & solo proprietors can apply for the loan as well.

---------------------------------------

Governmental Interest-free / Unsecured Loan

＊Loan for:

Business owners affected by coronavirus with the sales decreased more than 5% on year-on-year basis.

＊Loan for: working capital/ equipment fund

＊Unsecured loan

＊Loan period: Up to 15 years for working capital / 20 years for equipment fund（period of deferment: up to 5 years）

＊Interest rate: lower than 0.46%

＊Interest support system for 3 years

-------------------------------------------

Lowering the Interest Rate of Marukei Loan (マル経ローン）

•For small business owners with 5% decrease in year-on-year sales
•Loan for working capital / equipment fund
•Up to 10 million yen
•Lowered to 0.31% for the first 3 years from regular interest rate of 1.21%

---------------------------------------------

Special Countermeasure Loan for Hotels and Restaurants


•Loan for hotels and restaurants that are affected by coronavirus
•Sales decreased more than 10%, project to recover the business performance in mid to long term
•Loan for working capital
•Up to 10 million yen / 30 million yen for hotels in a separate loan frame
•Interest rate: 1.91%
•Loan period: up to 7 years

(period of deferment: up to 2 years ）

-------------------------------------------------------

How We Can Help You

•Guide you to loans that your business may apply
•Introduce bilingual specialists to better suit your needs
•Provide interpreters when you consult with government offices or banks (interpretation fee will apply separately)